Jernigan v. National Union Fire Insurance

The questions of law presented by the record are as follows:

1. Was tbe National JJnion Fire Insurance policy duly canceled?

2. Did tbe plaintiff ratify tbe substitution or issuance of tbe Yorkshire policy in lieu of tbe National Union policy?

Tbe first question must be answered in tbe negative.

Tbe methods prescribed by law for tbe cancellation of fire insurance policies are discussed and applied in Dawson v. Insurance Co., 192 N. C., 312, 135 S. E., 34. Tbe plaintiff, for whose benefit tbe insurance was procured, knew nothing of tbe cancellation of tbe National Union policy, therefore, neither…