Grace v. American Central Insurance
Supreme Court of the United States
IN ERROR TO THE CIRCUIT COURT OF THE UNITED STATES FOR THE EASTERN DISTRICT OF NEW YORK. This was an action upon a policy of fire insurance issued September 26th, 1877, by the American Central Insurance Company of St. Louis to the firm of ¥m. R. Grace & Co. The circumstances under which it was issued were these: A clerk of ¥m.
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IN ERROR TO THE CIRCUIT COURT OF THE UNITED STATES FOR THE EASTERN DISTRICT OF NEW YORK. This was an action upon a policy of fire insurance issued September 26th, 1877, by the American Central Insurance Company of St. Louis to the firm of ¥m. R. Grace & Co. The circumstances under which it was issued were these: A clerk of ¥m. R. Grace & Co., charged with the duty of effecting insurance against loss hy fire upon their property, employed one W. R. Moyes, a broker in the city of New York, to obtain insurance, in a specified amount, • for his principals. Moyes instructed one Anthony,, an…
1Opinion of the Court
'Me. Justice Haelan
dedvered the opinion of the court.
After stating the facts in the above language, he said:
The charge, in connection with the opinion delivered by the learned judge who presided at the trial, indicates that, in his judgment, the words in the eighth clause — “ It is a part of this contract that any person, other than the assured, who may have procured the insurance to be taken by this company, shall be deemed to be the'agent of the assured named in this policy,”— were intended to be qualified by the words “in...any transaction relating to this insurance.” Hpon this ground it…
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