Nodak Mutual Insurance Co. v. American Family Mutual Insurance Co.

OPINION

BLATZ, Chief Justice.

This case raises the question of whether Minnesota’s or North Dakota’s no-fault law applies when a Minnesota resident covered by a Minnesota automobile insurance policy is injured in an automobile accident in North Dakota by a North Dakota resident covered by a North Dakota policy. We hold that when all other relevant choice-of-law factors favor neither state’s law, the state where the accident occurred has the strongest governmental interest, and that state’s law should therefore be applied.

On November 23, 1993, David Blumer of Fargo, North Dakota, and Gracy Morey…