E & L Chipping Co. v. Hanover Insurance Co.

OPINION

STOVER, Justice.

This appeal from the granting of summary judgments in favor of St. Paul Insurance Company and Hanover Insurance Companies raises several important issues concerning insurance law and the scope of environmental insurance coverage under Texas law.

Appellants (collectively referred to as “E & L”) are a lumber company (E & L Chipping Co., Inc.) and its owners (the “Lower-ys”). Appellees are three insurance companies: St. Paul Insurance Company (“St. Paul”) and The Hanover Insurance Company and Hanover Lloyd’s Insurance Company (collectively referred to as “Hanover”).

E & L…