DeWitt v. Nationwide Mutual Fire Insurance

Joseph E. Mahoney, Judge.

This is an accelerated calendar case submitted to this court on appellant’s brief.

The facts of this case are not in dispute. On August 25, 1990, appellant, Donald DeWitt, was injured while riding an all terrain vehicle (“ATV”) that was owned by Richard Arnold. Arnold is the son of Richard D. Arnold, the named insured under a homeowner’s insurance policy issued by appellee, Nationwide Mutual Fire Insurance Company (“Nationwide”). At the time of the accident, Richard Arnold lived with his father and, thus, was an insured under the terms of the policy.

Appellant was…