Hill v. Allstate Insurance

The only issue presented to this court is whether underinsured motorist coverage is available to an insured’s estate and next of kin on a wrongful death claim, where the insured’s policy limits are identical to those of the tortfeasor. For the reasons which follow, we answer such query in the negative, and affirm the court of appeals.

In order to determine whether or not appellant is entitled to underinsured coverage we must determine whether the accident involved an underinsured vehicle. In mandating underinsured motorist provisions in every automobile insurance policy, R.C. 3937.18(A)(2)…