Savoie v. Grange Mutual Insurance

Mary Savoie, as administrator, raises three questions of automobile insurance law, which have been the subject of continued redefinition and controversy within this court: What are the effects of “per person” limits in liability policies on multiple wrongful death claimants? When is it permissible to combine or stack uninsured/underinsured motorist policies? To what extent do underinsurance policies provide coverage to their own named insureds facing inadequate compensation from a tortfeasor’s liability insurer?

I

Mary Savoie, administrator, contends that the decedents’ parents and sister are…