State Farm Automobile Insurance v. Rose

The sole issue before us on certification from the federal district court is whether “the language in coverage A, liability coverage, as amended in endorsement 6890AW [1] [“endorsement”] [is] clear and unambiguous so as to limit all derivative death claims of John Rose to a single $50,000.00 recovery?” (Emphasis added.) For the reasons which follow, we answer this query in the affirmative.

The language in the endorsement (numbered 6890AW) which the parties agree controls the resolution of this issue is as follows:

“The amount of bodily injury liability coverage is shown on the declarations page…