Ohio Casualty Insurance v. Yoby

Dawn Yoby and Kathleen Gallagher, defendants (appellants), ask this court to enter summary judgment for them and to reverse the summary judgment granted to plaintiffs (appellees), Ohio Casualty Insurance Company and West American Insurance Company, on the companies’ actions for declaratory judgment.

We affirm for the reasons given below.

Since these consolidated cases involved different plaintiffs and defendants, initially we will discuss them separately.

On May 30, 1982, appellant Dawn Yoby, along with two other passengers, was in an automobile driven by Allen Wright at an excessive rate of…