Snorek v. Boyle

The sole issue on this appeal is whether defendant Home Mutual may be directly sued on its policy of insurance, which it issued to defendants Joyce, before the liability of defendants Joyce to plaintiffs has been determined.

The coverage clause of Home Mutual’s policy provides as follows:

“To pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury, sickness, or disease, including death at any time resulting therefrom, sustained by any person, and as damages because of injury to or destruction of property, including the…