Bratcher v. National Grange Mutual Insurance

Sanders, Chief Judge:

This is an appeal from an order of the Circuit Court declaring that respondent Franklin W. Bratcher is entitled to collect certain underinsured motorist benefits from appellant National Grange Mutual Insurance Company. We affirm.

Franklin Bratcher was riding as a passenger in a car owned and being driven by his father, Welton C. Bratcher. The car was involved in an accident in which Franklin Bratcher was seriously injured. Welton Bratcher was at fault in causing the accident. The car was insured under a policy issued to him by National Grange. The policy provided liability…