American Security Insurance v. Howard

ORDER

After careful consideration of the arguments presented by the parties on rehearing, it is ordered that the opinion heretofore filed be withdrawn and the attached opinion be substituted.

Bell, Judge:

American Security Insurance Company brought this declaratory judgment action against South Carolina Insurance Company and Archie 0. Howard. The case arises out of an accident in which Howard, through no fault of his own, was injured while driving his Honda motorcycle. The insurance carrier for the at-fault driver paid Howard its liability limit of $15,000. American provided underinsured…