Busby v. State Farm Mutual Automobile Insurance

Sanders, Chief Judge:

This suit for declaratory judgment was brought by respondent Busby against appellant State Farm Mutual Automobile Insurance Company. Busby was injured in an automobile accident while driving a rental car. As a result of the injuries sustained, she incurred medical expenses in excess of $2,000. The rental car was covered by an insurance policy providing basic personal injury protection (PIP) for its occupants in the amount of $1,000, as provided by section 56-11-110 of the Code of Laws of South Carolina (1976), as amended. At the time of the accident, Busby had in effect…