State Farm Mutual Automobile Insurance Co. v. Universal Underwriters Insurance Co.

SATZ, Judge.

This was a court-tried case. The pertinent facts are not in dispute.

Tammy Wyatt was operating a 1971 Plymouth Fury automobile owned by Chrysler Plymouth West, Inc., a dealership and repair shop, when she was involved in an accident with Bonnie Swanson. The Plymouth Fury automobile was a temporary substitute automobile loaned to Tammy’s father, John A. Wyatt, to use while Chrysler Plymouth West, Inc., repaired his automobile, a 1971 Valiant Duster. John A. Wyatt was insured by State Farm Mutual Automobile Insurance Company (State Farm) and Chrysler Plymouth West, Inc., was insured…