Hardware Dealers Mutual Fire Insurance Co. v. Farmers Insurance Exchange

POPE, Justice.

Farmers Insurance Exchange instituted this suit for declaratory judgment against *584Hardware Dealers Mutual Fire Insurance Company seeking a determination of the extent, if any, automobile liability insurance coverage is afforded Anita Hyde by a family auto policy issued by Farmers to Anita’s father, or by an auto garage policy issued by Hardware to Frizzell Pontiac, the owner of the car Anita Hyde was driving at the time of an accident. The suit also asked for a declaration concerning the insurers’ duty to defend a pending action against Anita Hyde by reason of the accident. Both…