Long v. Shelter Insurance Companies

MARK D. PFEIFFER, Judge.

Shelter Insurance Companies (“Shelter”) appeals from the judgment of the Circuit Court of Clay County, Missouri (“trial court”), concluding that Carol J. Long (“Long”), individually and on behalf of the class of persons entitled to sue for the wrongful death of her husband, Vernie Ray Long (“Decedent”), could stack under-insured motorist (“UIM”) coverage found in seven policies of insurance issued by Shelter and that Shelter was not entitled to a “set off’ based on money paid in settlement by the tortfeasor’s liability insurer. We affirm.

Facts and Procedural History

Whil…