Johnson & Higgins of Alaska Inc. v. Blomfield

OPINION

COMPTON, Justice.

I. INTRODUCTION

The Blomfields owned and managed an office building, which they leased to the State of Alaska, Department of Labor (State). State employees became ill, apparently from a contaminant in the ventilation system. The Blomfields so informed their insurance agent, an employee of Johnson & Higgins of Alaska (J & H). The agent assured the Blomfields that any loss they suffered as a result of the problem was covered by an “all risk” insurance policy he had obtained for them from American & Foreign Insurance Company (A & F). When a demand was made on A & F,…