Metro Allied Insurance Agency, Inc. v. Lin

At issue in this case is whether the causation standard for a claimed failure to procure insurance under a negligence theory and under the Texas Deceptive Trade Practices Act (DTPA) requires proof of the availability of some insurance that would have covered the plaintiffs damages. In a memorandum opinion, the court of appeals held that such proof was not required and reversed the trial court’s take-nothing judgment notwithstanding the verdict. 305 S.W.3d 1. We reverse the judgment of the court of appeals.

The United States government awarded Shihche Lin, an electrical engineer, a contract to…