Farmers Insurance Exchange v. Galvin

Opinion

LOW, P. J.

Plaintiff Farmers Insurance Exchange (Farmers) appeals from a declaratory judgment finding that defendant’s “moped” is not a “motor vehicle” within the meaning of plaintiff’s insurance policy exclusion clause and that defendants are entitled to uninsured motorist benefits. We affirm.

On August 22, 1982, defendant’s son, Michael, was injured while riding defendant’s moped. The driver of the other vehicle involved in the accident was an uninsured motorist. Plaintiff’s policy, entitled “Your E-Z-Reader Car Policy,” provided uninsured motorist coverage and was in effect at the…