Reserve Insurance Co. v. Pisciotta

*805Opinion

MOSK, J.

This is an appeal from a declaratory judgment action filed by Reserve Insurance Company, which sought a determination that a “family member” exclusion in its policy applies to the stepson of the insured. The case raises a number of interrelated issues concerning the potential liabilities of the insured, his broker, Reserve, and an excess insurer for the damages resulting from injuries to the stepson.

Tyler Campbell is the son of Dita Pisciotta and her former husband. After Dita remarried, she and Tyler took up residence with her new husband, John Pisciotta. From that time…