Armstrong v. Farmers Ins. Co. of Idaho

EISMANN, Justice.

This case involves a claim under the under-insured motorist coverage of an insurance policy. The plaintiffs claim that the insurance policy covering their Chevrolet pickup also provided coverage for injuries received while operating an off-road motorcycle. The district court granted the insurer’s motion for summary judgment holding that the insurance policy did not grant coverage. We affirm.

I. FACTS AND PROCEDURAL HISTORY

On September 21, 2003, Jim Armstrong and his nephew were riding motocross motorcycles in the desert. Armstrong lost control of his motorcycle and crashed.…