Hurley v. Bankers Life Co.

— The policy of insurance contained the following provision:

“After the premiums have been paid for at least one full year and provided no premium is in default, if the insured, before attaining the age of sixty years, becomes totally, permanently and incurably disabled as a result of accident or disease (not due to any cause or condition existing at the time of application for this agreement) and is thereby prevented perma*1130nently, continuously and wholly from performing any work or following any occupation for compensation or profit, the company will ivaive payment of premiums thereafter…