Browder v. United States Fidelity & Guaranty Co.

In Browder v. United States Fidelity & Guaranty Co., 873 P.2d 16 (Colo.App.1993), the court of appeals affirmed the district court’s entry of summary judgment in favor *133of United States Fidelity & Guaranty Company (USF & G). We granted certiorari to determine whether it erred in holding that Perry and Alice Browder (Browders), as sub-rogees, may not recover under a multi-peril insurance policy when damage to the Brow-ders’ property occurred prior to the time they purchased the property. We affirm.

I

In February 1975, USF & G sold a special multi-peril insurance policy (SMP policy) to the…