Greengo v. Public Employees Mutual Insurance

Two questions are posed: first, whether an underinsured motorist (UIM) antistacking clause in an insurance policy is valid where it limits an insured’s UIM recovery to one recovery per accident from whatever source; and second, whether the serial collision in this case constitutes one accident or two. We agree with the Court of Appeals that the antistacking clause at issue is valid. *803However, we cannot conclude from the record that only one accident occurred and, accordingly, reverse and remand.

FACTS

Twenty-seven-year-old Laurie Greengo was severely injured when the car in which she was riding…