Calhoun v. State Farm Mutual Automobile Insurance Co.

DURRANT, Justice:

¶ 1 In this appeal, we address the scope of automobile insurance coverage required by Utah’s Financial Responsibility of Motor Vehicle Owners and Operators Act (“Financial Responsibility Act”). See Utah Code Ann. §§ 41-12a-101 to -806 (1998). Specifically, we address (1) whether an automobile insurance policy containing an “owned vehicle” exclusion complies with the owner’s or operator’s security requirement of Utah Code section 41~12a-301(2)(a), see id. § 41-12a-301(2)(a); and if so, (2) whether such a policy satisfies the financial responsibility requirements for an…