Alf v. State Farm Fire & Casualty Co.

HALL, Chief Justice:

This case arises out of a breach of contract claim filed by Phillip and Katherine Alf against State Farm Fire and Casualty Company (“State Farm”) for failing to hon- or the all-risk homeowners insurance policy (the “Policy”) the Alfs purchased from State Farm. The Alfs appeal from an order granting State Farm’s summary judgment motion and thereby denying coverage under the Policy. We affirm.

The facts in this case are not in dispute. On March 8, 1988, the Alfs purchased an all-risk homeowner’s insurance policy on their home and premises in Draper, Utah. On or about February…