Brown v. American Family Insurance Group

Opinion by

Judge RULAND.

In this declaratory judgment action, plaintiff, Thomas Brown (insured), appeals from an order dismissing his claim for underin-sured motorist (UIM) benefits from defendants, American Family Insurance Group and American Family Mutual Insurance Company (American Family). We affirm.

The facts are undisputed. Plaintiff was involved in a motor vehicle accident in July 1991. The other driver had liability insurance limited to $100,000 per accident. Plaintiff entered into a settlement of his claim against the other driver for $77,500 in January 1992.

At the time of the accident,…