Hamm v. Allied Mutual Insurance Co.

McGIVERIN, Chief Justice.

The question here is: when does the policy limitation period begin to run on an insured’s claim for underinsured motorist (UIM) benefits under provisions of the insured’s automobile insurance policy. The district court concluded that the limitation period began to run on the date of the automobile accident that caused injury to the insureds. Based on this conclusion, the district court dismissed the petition of plaintiff-insureds Darlene and Ronald Hamm against defendant Allied Mutual Insurance Company for UIM benefits because it was not filed within two years of the…