Ohio Casualty Insurance v. Hill

Goolsby, Judge:

Ohio Casualty Insurance Company (Ohio) brought this declaratory judgment action to determine whether Clifford and Mary Hill were entitled to additional underinsured motorist benefits for injuries Clifford Hill sustained in a motorcycle accident. The trial court granted summary judgment to the Hills and ordered Ohio to pay the disputed amount. We reverse.

The accident occurred when Hill, while operating his motorcycle, was struck by a vehicle driven by Leo Owens. Owens’s vehicle was covered by a liability insurance policy is sued by Superior Insurance Company. Superior assumed…