Legal Opinion

Carter v. Standard Fire Insurance

Supreme Court of South Carolina

Decided December 11, 2013No. Appellate Case No. 2011-193846; No. 27340PublishedCited by 8 opinions

1Opinion of the CourtChief Justice Toal

The Standard Fire Insurance Company (Standard Fire) seeks review of the court of appeals’ decision reversing the trial court’s grant of summary judgment in favor of Standard Fire, and finding Thomas M. Carter, Debra Carter, and Christopher Michael Carter (collectively Respondents) were entitled to stack underinsured motorist (UIM) coverage despite an exclusion in Standard Fire’s policy purporting to limit a Class I insured’s ability to stack such coverage when the vehicles insured under the subject policy were not involved in the accident. We affirm the court of appeals.

Facts/Procedural…

2Cases cited26 opinions

  1. Hodges v. RaineySupreme Court of South Carolina · 2000
  2. State v. PittmanSupreme Court of South Carolina · 2007
  3. Charleston County School District v. State Budget & Control BoardSupreme Court of South Carolina · 1993
  4. Lanham v. Blue Cross & Blue Shield of South Carolina, Inc.Supreme Court of South Carolina · 2002
  5. Hogan v. Home Insurance Co.Supreme Court of South Carolina · 1973

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3Cited by8 opinions

  1. Allstate Fire & Casualty Insurance v. SimpsonDistrict Court, D. South Carolina · 2016
  2. Liberty Mutual Fire Insurance v. McKnightDistrict Court, D. South Carolina · 2015
  3. Nationwide Insurance Company of America v. KnightSupreme Court of South Carolina · 2021
  4. Selective Insurance Company of South Carolina v. HowellDistrict Court, D. South Carolina · 2022
  5. State Farm v. WindhamCourt of Appeals of South Carolina · 2020

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