Concrete Services, Inc. v. United States Fidelity & Guaranty Co.

WALLER, Justice:

The following questions have been certified to this Court by the United States District Court for the District of South Carolina:

1. Is the spouse of the sole shareholder of a corporation entitled to stack UIM coverage where the corporation is the “named insured” under the policy, and where,the spouse was injured while operating a vehicle owned by the corporation and insured under the UIM policy?

2. Where the South Carolina Appellate Courts have required an insured to “have” a vehicle involved in the accident in order to stack UIM coverage, is it required that the insured own…