Horace Mann Insurance v. Analisa N.

Opinion

BENKE, J

Introduction

In this case a third grade teacher sexually abused one of his pupils. In an underlying proceeding a $350,000 judgment was entered against him. At the time of the abuse the teacher was covered by an “Educators Employment Liability Policy.” The policy covers events which occur in the course of activities performed by the teacher pursuant to the express or implied terms of his employment, We find as a matter of law sexual abuse is unrelated to a teacher’s employment and hence not within the coverage provided by the policy. Accordingly we affirm the trial court’s order…