Crane v. State Farm Fire & Casualty Co.

Opinion

MOSK, J.

Andrea Crane, plaintiff’s minor daughter, was injured while under care for compensation in the home of Janet Chamberlain. At the time of the injury a homeowner’s policy was in effect, issued by defendant company to Mrs. Chamberlain and her husband, providing that defendant would pay up to $500 for medical expenses incurred as a result of injuries sustained on their premises. The policy contained an exclusion relating to business activities of the insured but there was an exception to the exclusion, which will be discussed infra. Plaintiff brought an action for declaratory…