Yosemite Insurance v. State Farm Mutual Automobile Insurance

OPINION

Per Curiam: 1

Appellant Yosemite Insurance Company (hereinafter “Yosemite”) contends that the trial court erred in granting summary judgment to State Farm Mutual Automobile Insurance (hereinafter “State Farm”) and applying Yosemite’s general policy limits to determine proration of settlement payments.

In 1977 Thomas Pursel, insured by State Farm, was involved in an automobile accident while test driving an automobile for prospective purchase. The vehicle was owned by Justin Enterprises, Inc., dba Justin Auto Sales and Leasing and was insured by Yosemite under a garage liability insurance…