Legal Opinion

Windsor Insurance Co. v. Lucas

Missouri Court of Appeals

Decided April 25, 2000No. ED 76614PublishedCited by 25 opinions

1Opinion of the Court

CLIFFORD H. AHRENS, Judge.

Windsor Insurance Company (“Windsor”) appeals from a judgment of the Circuit Court of St. Louis County finding the “step-down” provision of an automobile insurance policy, which provided lesser coverage for losses caused by a permissive driver unrelated to the insured, to be ambiguous as well as contrary to Missouri public policy. Windsor also appeals the trial court’s award of attorney’s fees to the defendants. We reverse and remand.

On July 13, 1997, Artricia Lucas (“Lucas”) gave Charles Billups (“Billups”), her boyfriend, permission to drive her automobile. While…

Also in this document: Concurrence.

2Cases cited23 opinions

  1. Muschany v. United StatesSupreme Court of the United States · 1945
  2. Halpin v. American Family Mutual Insurance Co.Supreme Court of Missouri · 1992
  3. David Ranken, Jr. Technical Institute v. BoykinsSupreme Court of Missouri · 1991
  4. Harden v. Monroe Guaranty InsuranceIndiana Court of Appeals · 1993
  5. Allstate Ins. Co. v. SullivanMissouri Court of Appeals · 1982

18 more not listed; retrieve them via the Exa API.

3Cited by25 opinions

  1. Volk Construction Co. v. Wilmescherr Drusch Roofing Co.Missouri Court of Appeals · 2001
  2. Klinkerfuss v. CroninMissouri Court of Appeals · 2009
  3. Goralnik v. United Fire & Casualty Co.Missouri Court of Appeals · 2007
  4. Grewell v. State Farm Mutual Automobile Insurance Co.Missouri Court of Appeals · 2005
  5. Lynch v. Shelter Mutual Insurance Co.Missouri Court of Appeals · 2010

20 more not listed; retrieve them via the Exa API.

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