Alamo Rent-A-Car, Inc. v. State Farm Mutual Automobile Insurance

OPINION

This is an appeal from several consolidated cases raising identical issues. Respondents State Farm Mutual Automobile Insurance Company (“State Farm”) and Valley Forge Insurance Company, (CNA Group) (“Valley Forge”) provide automobile insurance for four individuals (hereinafter “renters”) who each rented vehicles from appellant Alamo Rent-A-Car (“Alamo”). The State Farm and Valley Forge policies provide that their coverage of a rental vehicle is secondary to other applicable coverage. Alamo’s rental contract with each of the renters provides that its coverage is secondary to the…