Kaiama v. AIG Hawaii Ins. Co., Inc.

MOON, Chief Justice.

Two-year old Jessica Pinto (Jessica) was killed in a single-vehicle accident while a passenger in a vehicle owned and operated by her grandfather, Roy Kaiama. Sonia Kai-ama (Kaiama), Jessica’s mother and special administrator of Jessica’s estate, made a claim for underinsured motorist (UIM) benefits under a policy issued to Roy Kaiama by defendant-appellant AIG Hawai'i Insurance Company, Inc. (AIG). AIG denied UIM coverage on the ground that the policy definition of an “underinsured motor vehicle” excluded vehicles “[ojwned by or furnished or available for the regular use…