White Ex Rel. Estate of White v. Allstate Insurance

Howell, Chief Judge:

Sarah J. White, as personal representative of the estate of Randall E. White, appeals from a ruling that Allstate Insurance Company made a valid offer of un derinsiired (UIM) motorist coverage to Randall White. We reverse and remand.

In 1988, Randall White bought a liability policy covering two vehicles. Allstate claims that when White renewed the policy, it mailed a renewal declaration sheet and billing notice. On the face of the declaration sheet was the following language:

UNDERINSURED MOTORISTS INSURANCE LIMITS EQUAL TO YOUR BODILY INJURY LIABILITY LIMITS ARE OFFERED TO…