Safe Auto Insurance Co. v. Oriental-Guillermo

DISSENTING OPINION BY

FORD ELLIOTT, P.J.E.:

I respectfully dissent. I believe that the MVFRL was never intended to abandon those who are injured using Pennsylvania highways for the protection of an automobile insurer’s bottom line. While it is correct that the MVFRL was enacted to address the high cost of insurance in this Commonwealth which skyrocketed under the former No-Fault Act, I do not believe that it was ever the intent of the legislature to enact a system in which low-cost, low-coverage insurance effectively makes for no insurance at all.1 Automobile insurance companies come into…