Allied Mutual Insurance v. Patrick

Rulon, J.:

Shawn Patrick, Curtis Patrick, Barbara Patrick, David Palmer, Nancy J. Palmer, and David Howard Palmer, defendants, appeal a declaratory judgment in favor of Allied Mutual Insurance Company (Allied), plaintiff, in which the district court held that Allied has no duty to provide coverage or duty to defend under an automobile insurance policy issued by it. We affirm.

In November 1989, defendants Palmer filed suit against defendants Patrick alleging that Shawn Patrick sexually molested David Howard Palmer on several occasions. The essential portion of the Palmers’ petition alleged that…