Texas Farm Bureau Mutual Insurance Co. v. Sturrock

in which Chief Justice PHILLIPS, Justice JEFFERSON, Justice SCHNEIDER and Justice SMITH joined.

In this case, an insured was injured when his foot became entangled with his truck’s raised door facing while he was exiting the vehicle. We must decide whether his injury resulted from a “motor vehicle accident” for purposes of personal *125injury protection (PIP) coverage under Ms Texas standard automobile insurance policy. We hold that a “motor vehicle accident” occurs when (1) one or more vehicles are involved with another vehicle, an object, or a person, (2) the vehicle is being used, including…