Jones v. Automobile Club Inter-Insurance Exchange

Gernon, J.:

Joan Coffman Jones appeals a summary judgment ruling in favor of Automobile Club Inter-Insurance Exchange (AAA). Jones sought a recovery for underinsured motorist damages.

Jones was a passenger in an automobile driven and owned by her son-in-law, Terry Burris. The Burris vehicle was struck from behind by an automobile driven by Alvin Barrett. No one disputes that Barrett was responsible for the collision and the injuries. Three other people were injured.

Barrett’s liability insurance limited recovery to $25,000 per person and $50,000 per occurrence. Barrett’s insurance paid $7,000 in…