O'Donoghue v. Farm Bureau Mutual Insurance

Johnson, J.:

Farm Bureau Mutual Insurance Co., Inc. (Farm Bureau) appeals the district court’s determination of the amount of underinsured motorist (UIM) benefits payable to its insured, Chong Ae O’Donoghue, deceased. Plaintiffs in this action are the estate administrator and the heir of Chong Ae O’Donoghue (collectively referred to as O’Donoghue). We affirm.

*627The facts are undisputed. In July 1999, O’Donoghue, a passenger in a vehicle driven by Sarah Brown, was killed in a single-car accident. There were two other passengers in the vehicle; one was also killed in the accident and the other was…