Farmers Insurance v. Munson

Plaintiff, an insurance company, appeals from a declaratory judgment determining that one of its policies covered defendant Munson for liability arising from a fatal automobile accident. Defendants, Munson, the driver of the vehicle, Foley, the owner of the vehicle, Goddard, the personal representative of the estate of the person killed in the accident, and State Farm Insurance, decedent’s insurance carrier, cross-appeal from a judgment determining that a second policy issued by plaintiff does not provide coverage. We reverse and remand.

Munson occasionally worked for Foley and sometimes drove…