Farmers Insurance v. Munson

*515HASELTON, J.

Plaintiff, Farmers Insurance Company of Oregon, appeals from a judgment, entered after a jury trial, declaring that policies it issued separately to defendant John Munson and to defendant Helen Foley,1 covered a fatal automobile accident. In that accident, Munson, who was driving a pickup owned by Foley, struck another vehicle, killing the driver.2 We reverse and remand.

This is the second time this insurance coverage dispute has been before us. See Farmers Ins. Co. v. Munson, 127 Or App 413, 873 P2d 370, rev den 320 Or 109 (1994) ("Munson I"). Some recapitulation is necessary to…