State Farm Mutual Automobile Insuarnce v. Lindsey

OPINION

ZLAKET, Justice.

State Farm Mutual Automobile Insurance Company issued separate liability policies on three vehicles owned by Janice and Walter Lindsey. One car, a 1987 Nissan Sentra, was titled only in Mrs. Lindsey’s name. The policy on that automobile listed her as the “named insured.” The second vehicle, a 1985 Ford Ranger, was titled only in Walter Lindsey’s name, and he was the named insured on its policy. The title to a 1987 Chevrolet Celebrity was in both of their names. The corresponding policy specified both as named insureds.

Each policy provided underinsured motor vehicle…