Duran v. Hartford Insurance

FELDMAN, Vice Chief Justice.

Lisa Marie Duran, a passenger in her grandmother’s automobile, sustained injuries when the car, driven by her brother, rolled over in a one-vehicle accident. The brother, a permissive driver, was an omnibus insured under the grandmother’s automobile insurance policy.

After the accident, the Hartford Insurance Co. paid Lisa the $100,000 limit of the grandmother’s liability coverage and the $5,000 limit of the policy’s medical pay coverage. Because her injuries exceeded those amounts, Lisa sought additional payment from the grandmother’s underinsured motorist (UIM)…