Taylor v. Travelers Indem. Co. of America

OPINION

FELDMAN, Justice.

¶ 1 We granted review to determine the validity of a policy provision that eliminates underinsured motorist coverage (“UIM”) for an insured injured in his or her own vehicle as a result of the negligence of another person insured under the same policy. We conclude that an insured is covered up to the face amount of the applicable UIM insurance, less any sums recovered under the liability coverage of the same policy.

FACTS AND PROCEDURAL HISTORY

¶ 2 Nellie Taylor (“Plaintiff’) was riding in the family car driven by her husband, whose negligent driving caused a collision…