Lititz Mutual Insurance v. Steely

OPINION

SAYLOR, Justice.

The issue to be decided is whether a pollution exclusion clause in a commercial general liability insurance policy precludes coverage for injuries allegedly caused by the ingestion and/or inhalation of lead-based paint.

For approximately live and one-half years between 1988 and 1993, Steven Brown (“Steven”), a minor, resided in a rental property owned by Clifford and Barbara Steely (the “Steelys”). Thereafter, Steven resided for two years in a rental property owned by Jack and Shirley Yeager (the “Yeag-ers”). In 1996, Steven’s mother, Ethel Brown, commenced an action on…