Eastern Shore Financial Resources, Ltd. v. Donegal Mutual Insurance

WILNER, Judge.

At issue here is whether appellees Old Guard Mutual Insurance Co. (Old Guard) and Donegal Mutual. Insurance Co. (Donegal) were obligated to defend appellant John W. Insley in an action brought against him by Kim and Pamela Henry and whether, as a result of not defending him, they were required to reimburse Insley for the sums he expended in defending that action himself. The Circuit Court for Talbot County found that the companies had no such duty. We shall affirm.

I. The Parties And The Policies

John Insley was the president, and an employee, of a Delaware corporation known as…